Work.Tap to Apply
SHIPPED
Product DesignCheckoutEnd-to-End

Company

American Eagle Outfitters

My role

Product Designer

Scope

Shopping Bag & Checkout

Reducing Checkout Friction with Instant Store Credit

American Eagle issued millions in instant store credit after returns, but much of it went unused. The problem wasn’t redemption mechanics. It was timing.

Customers received credit by email as a gift card number and PIN outside the shopping experience. To use it, they had to find the email later and manually enter the code at checkout. Most customers simply forgot the credit existed. I worked with product and engineering to reframe the problem around visibility, turning a forgotten artifact into a checkout driver that recovered $800K in lost value and generated $1.6M in incremental revenue.

Shipped Product - Mobile Web
From buried email to one-tap checkout application
The same credit — surfaced at the right moment — recovered $800K in previously lost value
Shopping Bag
Reveal credit in shopping bag to remind shopper they have credit to use for their purchase
Checkout
Up to 3 balances shown at checkout, customers with one tap can apply to reduce the total.
01
Credit surfaced at payment
Available credits shown automatically at checkout — no email hunting, no manual code entry required
02
10% Opt-In Lift
Up to 3 balances shown at checkout, customers with one tap can apply to reduce the total.
03
One-tap application
No new platform, no re-design, familiar Apply interaction using the existing Tap to Apply promotion functionality
Shipped Product - Mobile Web
From buried email to one-tap checkout application
The same credit — surfaced at the right moment — recovered $800K in previously lost value
Shopping Bag
Reveal credit in shopping bag to remind shopper they have credit to use for their purchase
Checkout
Up to 3 balances shown at checkout, customers with one tap can apply to reduce the total.
01
Credit surfaced at payment
Available credits shown automatically at checkout — no email hunting, no manual code entry required
02
10% Opt-In Lift
Up to 3 balances shown at checkout, customers with one tap can apply to reduce the total.
03
One-tap application
No new platform, no re-design, familiar Apply interaction using the existing Tap to Apply promotion functionality
THE MOMENT THAT CLOSED THE LOOP
This project helped shift how the team thought about similar problems. Rather than approaching issues as feature gaps, we began evaluating whether the real problem was visibility within the purchase journey. That shift influenced how later initiatives approached loyalty and post-purchase experiences.
Overview

A visibility problem dressed up as a redemption problem.

After a return, American Eagle issued instant credit via email. A gift card number and PIN sent to an inbox, waiting to be remembered at the right moment. It usually wasn't.

UX partnered with product and engineering to explore a different approach. Not a platform overhaul. Not a new loyalty feature. Just getting credit in front of customers at the moment they were already shopping.

Business context
With $1M in instant credits being issued and only a fraction redeemed, the gap between issuance and redemption was real money leaving the table. A meaningful improvement in redemption was not a nice-to-have. It was the whole point.

The constraint was clear from the start: gift cards could not be applied in the shopping bag, could not be stored on an account, and could not be combined. Working within those limits turned out to be clarifying rather than limiting.

My role and contributions

Led UX design for shopping bag and checkout surfaces
Defined visibility and timing strategy with product
Ran prototype usability testing across two rounds
Partnered with engineering on feasibility within existing systems

Project context

Part of a broader initiative to improve instant credit redemption rates
Required alignment across product, engineering, marketing, and customer care
No changes made to the underlying gift card platform
Why this mattered to the business
Recovered otherwise lost revenue by increasing redemption of already-earned credits before expiration
Reduced checkout friction by surfacing and applying credits at the right moment, improving conversion
Strengthened the return-to-repurchase loop by making value visible, encouraging repeat buying behavior
Problem & Solution

From out-of-band artifact to in-flow value

The existing experience treated instant credit as something customers needed to track and remember on their own. Customers received credit by email as a gift card number and PIN outside the shopping experience. To use it, they had to find the email later and manually enter the code at checkout. Most customers simply forgot the credit existed.

The redesign treated it as something the product should surface automatically, at the right moment in the right context.

The problem

Credit issued in a place customers weren't looking

Gift card emails required customers to remember they had credit, find the email, locate the number and PIN, and manually enter it at checkout. Every step was a drop-off point.

The solution

Surface the credit where customers were already shopping.

Display available credit in the shopping bag with clear labeling. Enable one-tap application of up to three credits at checkout using familiar interaction patterns. No new platform. No account features. Just better timing.

Research

The credit wasn't lost. The moment was.

We analyzed how other retailers surface store credit and gift cards, specifically looking at discoverability during shopping and in-context application at checkout.

The pattern was consistent across competitors: retailers that surfaced credit at moments of purchase intent saw higher redemption, even without storing or saving credit anywhere in the account.

Out of Band

How credit was issued

Email with gift card number and PIN, disconnected from the shopping flow

High Friction

The application experience

Customers had to remember, find, and manually enter credit at checkout

Lost Value

The outcome

Credits expired, were forgotten, or required re-issuance at operational cost

"Customers were not intentionally ignoring credit. They simply lacked visibility at the moment it mattered most."

This reframed the entire design challenge. We weren't fixing the credit. We were fixing the timing.

WORKSHOP

Let's look at the current returns gift card flow

Customer Journey Map

Snippet of Competitors

What we saw

We saw competitors send to give customers a choice with the instant credit at the top and some sort of advantage copy over refunding the original card. Sometimes they were also pre-selected or had a tag letting customers know how fast it was to receive.

Research

The credit wasn't lost. The moment was.

We analyzed how other retailers surface store credit and gift cards, specifically looking at discoverability during shopping and in-context application at checkout.

The pattern was consistent across competitors: retailers that surfaced credit at moments of purchase intent saw higher redemption, even without storing or saving credit anywhere in the account.

Out of Band

How credit was issued

Email with gift card number and PIN, disconnected from the shopping flow

High Friction

The application experience

Customers had to remember, find, and manually enter credit at checkout

Lost Value

The outcome

Credits expired, were forgotten, or required re-issuance at operational cost

"Customers were not intentionally ignoring credit. They simply lacked visibility at the moment it mattered most."

This reframed the entire design challenge. We weren't fixing the credit. We were fixing the timing.

WORKSHOP

Let's look at the current returns gift card flow

Customer Journey Map

Snippet of Competitors

What we saw

We saw competitors send to give customers a choice with the instant credit at the top and some sort of advantage copy over refunding the original card. Sometimes they were also pre-selected or had a tag letting customers know how fast it was to receive.

Outcomes

Real revenue from recovered value

The initiative successfully recaptured value that was previously being lost, without rebuilding the underlying gift card platform or adding new account infrastructure.

$800k
Credits Redeemed

Previously lost value recovered

10%
Opt-in Increase

Lift in instant credit usage following the redesign

$1.6M
Customer Overspend

Incremental revenue when customers spent beyond their credit amount

Beyond the metrics

This project made a quiet internal case that visibility is a product decision, not just a content one. The framing, that we had a timing problem rather than a redemption problem, influenced how the team approached similar initiatives going forward.

What I'd do differently

Pushed earlier for research on how customers understood gift card value versus store credit. The terminology distinction created more confusion than expected.

Explored whether the shopping bag display could have done more work to build anticipation before checkout application.

What I'm proud of

Reframing the problem as visibility and timing rather than platform functionality. It kept the scope focused and the solution achievable.

Working within real constraints and still delivering meaningful impact. That discipline is harder than it sounds.

Building strong cross-functional relationships

Outcomes

Real revenue from recovered value

The initiative successfully recaptured value that was previously being lost, without rebuilding the underlying gift card platform or adding new account infrastructure.

$800k
Credits Redeemed

Previously lost value recovered

10%
Opt-in Increase

Lift in instant credit usage following the redesign

$1.6M
Customer Overspend

Incremental revenue when customers spent beyond their credit amount

Beyond the metrics

This project made a quiet internal case that visibility is a product decision, not just a content one. The framing, that we had a timing problem rather than a redemption problem, influenced how the team approached similar initiatives going forward.

What I'd do differently

Pushed earlier for research on how customers understood gift card value versus store credit. The terminology distinction created more confusion than expected.

Explored whether the shopping bag display could have done more work to build anticipation before checkout application.

What I'm proud of

Reframing the problem as visibility and timing rather than platform functionality. It kept the scope focused and the solution achievable.

Working within real constraints and still delivering meaningful impact. That discipline is harder than it sounds.

Building strong cross-functional relationships

Outcomes

Real revenue from recovered value

The initiative successfully recaptured value that was previously being lost, without rebuilding the underlying gift card platform or adding new account infrastructure.

$800k
Credits Redeemed

Previously lost value recovered

10%
Opt-in Increase

Lift in instant credit usage following the redesign

$1.6M
Customer Overspend

Incremental revenue when customers spent beyond their credit amount

Beyond the metrics

This project made a quiet internal case that visibility is a product decision, not just a content one. The framing, that we had a timing problem rather than a redemption problem, influenced how the team approached similar initiatives going forward.

What I'd do differently

Pushed earlier for research on how customers understood gift card value versus store credit. The terminology distinction created more confusion than expected.

Explored whether the shopping bag display could have done more work to build anticipation before checkout application.

What I'm proud of

Reframing the problem as visibility and timing rather than platform functionality. It kept the scope focused and the solution achievable.

Working within real constraints and still delivering meaningful impact. That discipline is harder than it sounds.

Building strong cross-functional relationships

Shana Shields
SENIOR PRODUCT DESIGNER (UX & STRATEGY)
© 2026 S. Shields · All rights reserved
Shana Shields
SENIOR PRODUCT DESIGNER (UX & STRATEGY)
© 2026 S. Shields · All rights reserved